Kev vs Xero: accounts software, or an app for the job?
Xero’s prices and features checked on their website on 4 November 2026
Side by side
- Price
Kev
Free plan for good. Pro is £7.99 a month or £79 a year, with 14 days of Pro free and no card needed
Xero
Ignite £1.80 a month for 6 months, then £18 a month. Their prices exclude VAT
- Free plan
Kev
Yes, for good, not a trial
Xero
No free plan on their pricing page
- Invoices
Kev
5 a month on Free, unlimited on Pro. Pro also emails overdue reminders
Xero
20 invoices on Ignite
- Quotes
Kev
10 a month on Free, unlimited on Pro. Customers accept on their phone, then it becomes an invoice in one tap
Xero
Quotes on Ignite
- Mileage
Kev
Tap start and stop. Kev measures the road route and prices it at HMRC rates (55p a mile, 25p after 10,000), and takes off your commute
Xero
Expenses and mileage claims not included on Ignite
- Receipts
Kev
Log expenses by hand on Free, in HMRC’s categories. Pro reads the photo and fills in supplier, date, VAT and total (up to 300 a month)
Xero
Smart document capture
- Tax
Kev
Making Tax Digital quarterly summary and how much tax to put aside, on Free. Kev doesn’t send anything to HMRC yet
Xero
Making Tax Digital for Income Tax ready, and submits VAT returns to HMRC
Pick Xero if…
- It’s full accounting software, and many accountants already use it.
- It submits VAT returns and is ready for Making Tax Digital for Income Tax.
- It has bigger plans as your business grows.
Pick Kev if…
- A free plan, and Pro at £7.99 a month has unlimited invoices and quotes.
- Mileage at HMRC rates is on every Kev plan, including Free.
- Built for trades on a phone: quotes, job timers and jobs that show what each one made.
- CIS subcontractor invoices on the free plan: Kev takes the deduction off labour, not materials, and shows what you’ll be paid.
How Kev bills you
- The free plan stays free. No card needed to sign up.
- 14 days of Pro on us, then you only pay if you choose to.
- Pay monthly or yearly, your choice. We’ll email you a week before any yearly renewal.
- No contract: cancel in Settings in a couple of taps, and your records stay
Not sure yet?
Make a proper invoice on your phone and save it as a PDF. No sign-up.
Try the free invoice makerMoving from Xero to Kev
- Sign up free. You get Kev Pro for 14 days, no card.
- Log this week’s miles, receipts and invoices in Kev.
- If your accountant uses Xero, send them Kev’s CSV exports and tax summary.
How to bring your trips and expenses across
Common questions
How much is Xero Ignite?
Xero’s UK pricing page showed Ignite at £1.80 a month for the first 6 months, then £18 a month, excluding VAT, when we checked on 4 November 2026. It includes quotes and 20 invoices.
Does Xero Ignite track mileage?
Xero’s pricing page lists expenses and mileage claims as not included on Ignite. Kev tracks mileage on every plan.
Can Kev replace Xero?
Not if you need bank feeds, VAT returns or HMRC filing. Kev handles the day-to-day: miles, quotes, invoices, receipts and time, with a summary for your accountant.
Where these facts come from
We read Xero’s own website on 4 November 2026. Prices and plans change, so check their site before you decide.
Xero is a trade mark of its owner. Our Kev isn’t connected with, or endorsed by, Xero. Spotted something out of date? Email hello@ourkev.app and we’ll fix it.
See if Kev suits you, free.
Sign up with just your email, no password or card. You get 14 days of Kev Pro to try, then the free plan unless you choose to pay.